Setting Goals - 21 Days to Form a Habit

Posted on September 17, 2007
Filed Under Goals, Tips | Leave a Comment

Experts and self-help gurus alike all agree that if the average person does something for 21 days then it will become a habit. You should use this to your advantage if there is something that you are wanting to change or something new that you are wanting to start. Set your goals so that they help you form good habits.

Setting the goal

Setting the goal is half the battle — You can’t win the race if you do not know where the finish line is!

Figure out what it is that you want to change and then pick a date to start. Mark that date on the calendar and the date 21 days after. You should then come up with a list of tasks that will be required in order for you to successfully complete your new goal. If you were trying to lose weight then your list may be something like eat healthier, start an exercise routine, take vitamins and so on.

For extra motivation you should tell all of your friends about what you are trying to accomplish. You should also write down your goal and put it in various places to remind yourself. If you are trying to lose weight then write your goal on post-it notes and it put them in the refrigerator and pantry.



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Are You an Independent Contractor or Employee?

Posted on September 14, 2007
Filed Under Business, Small Business, Taxes | Leave a Comment

Over the past couple of years I have noticed a trend where I see employees who think that they are independent contractors and vice versa. In order to [hopefully] prevent further confusion I have compiled the 20 guidelines that the IRS uses to distinguish between an employee and an independent contractor. Regardless of the agreement — written or not — you have worked out with your employer or client these guidelines will determine whether you are classified as an employee or contractor.


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Optimize Your Budget

Posted on September 13, 2007
Filed Under Budget, Finance, Household, Saving | Leave a Comment

So, you finally did it. You sat down and created a budget and you are even sticking to it. Now what should you do? In order to make your budget truly effective you should optimize it by finding a way to trim your expenses in each of your categories.


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