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	<title>Will I Ever Be Rich?</title>
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	<link>http://www.willieverberich.com</link>
	<description>Tips, tricks, and general information to help you gain financial freedom.</description>
	<pubDate>Wed, 24 Sep 2008 03:53:52 +0000</pubDate>
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		<title>Are you in debt to the IRS?</title>
		<link>http://www.willieverberich.com/taxes/are-you-in-debt-to-the-irs/</link>
		<comments>http://www.willieverberich.com/taxes/are-you-in-debt-to-the-irs/#comments</comments>
		<pubDate>Mon, 31 Dec 2007 07:22:05 +0000</pubDate>
		<dc:creator>mike</dc:creator>
		
		<category><![CDATA[Taxes]]></category>

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		<description><![CDATA[
End Your Tax Problems
Don&#8217;t battle the IRS alone
Let our professionals help!
Click here for more information!

If you owe money to the IRS, you are not alone! It is estimated that 19% of taxpayers are in debt to our government. The one thing that is certain about tax debt is that it never goes away. If left [...]]]></description>
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		<title>Reasons to Carry Cash</title>
		<link>http://www.willieverberich.com/money/reasons-to-carry-cash/</link>
		<comments>http://www.willieverberich.com/money/reasons-to-carry-cash/#comments</comments>
		<pubDate>Mon, 22 Oct 2007 11:30:41 +0000</pubDate>
		<dc:creator>mike</dc:creator>
		
		<category><![CDATA[Money]]></category>

		<category><![CDATA[Tips]]></category>

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		<description><![CDATA[Most people will argue and say that you should never carry cash. While they do have a lot of valid points &#8212; uncontrollable spending, losing your wallet, getting robbed, etc &#8212; I think that it is very wise to always have a little bit of cash on you.




The Rules
Before you start carrying cash we need [...]]]></description>
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		<title>What is a Reverse Mortgage?</title>
		<link>http://www.willieverberich.com/finance/what-is-a-reverse-mortgage/</link>
		<comments>http://www.willieverberich.com/finance/what-is-a-reverse-mortgage/#comments</comments>
		<pubDate>Thu, 18 Oct 2007 13:03:35 +0000</pubDate>
		<dc:creator>mike</dc:creator>
		
		<category><![CDATA[Finance]]></category>

		<category><![CDATA[Household]]></category>

		<category><![CDATA[Money]]></category>

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		<description><![CDATA[If you watch any TV at all then you have probably seen one or more commercials urging older homeowners to take out a reverse mortgage. To most [uninformed] people, a reverse mortgage is often mystifying and possibly even thought of as a scam. This article will hopefully provide you with the information needed to make [...]]]></description>
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		<title>Good Debt vs. Bad Debt</title>
		<link>http://www.willieverberich.com/debt/good-debt-vs-bad-debt/</link>
		<comments>http://www.willieverberich.com/debt/good-debt-vs-bad-debt/#comments</comments>
		<pubDate>Sun, 14 Oct 2007 12:03:50 +0000</pubDate>
		<dc:creator>mike</dc:creator>
		
		<category><![CDATA[Debt]]></category>

		<guid isPermaLink="false">http://www.willieverberich.com/debt/good-debt-vs-bad-debt/</guid>
		<description><![CDATA[Growing up in a household where I was always taught to not spend what money you do not have it was hard, at first, for me to grasp the concept of good and bad debt. You see, contrary to popular belief, not all debt is bad. There are, in fact, some instances of debt that [...]]]></description>
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		<title>How to Build Credit</title>
		<link>http://www.willieverberich.com/credit/build-credit/</link>
		<comments>http://www.willieverberich.com/credit/build-credit/#comments</comments>
		<pubDate>Tue, 09 Oct 2007 13:03:32 +0000</pubDate>
		<dc:creator>mike</dc:creator>
		
		<category><![CDATA[Credit]]></category>

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		<description><![CDATA[If you are young and have ever tried to get a credit card, bank loan, auto loan, or some other form of credit you have undoubtedly encountered rejection. You have probably also encountered one of life&#8217;s paradoxes: it&#8217;s nearly impossible to get credit if you do not already have credit. There are, however, a few [...]]]></description>
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		<title>Getting Your House Ready for Winter</title>
		<link>http://www.willieverberich.com/saving/getting-ready-for-winter/</link>
		<comments>http://www.willieverberich.com/saving/getting-ready-for-winter/#comments</comments>
		<pubDate>Mon, 01 Oct 2007 12:30:54 +0000</pubDate>
		<dc:creator>mike</dc:creator>
		
		<category><![CDATA[Household]]></category>

		<category><![CDATA[Saving]]></category>

		<category><![CDATA[Tips]]></category>

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		<description><![CDATA[Did you know that the average American household spends $1,900 annually on energy bills? With the price of heating oil already on the rise you can bet that this year&#8217;s heating bills will hurt the monthly budget. The best way to save a few bucks each month &#8212; even if you don&#8217;t use oil/gas to [...]]]></description>
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		<title>Current Interest Rates for Online Savings</title>
		<link>http://www.willieverberich.com/finance/current-interest-rates-for-online-savings/</link>
		<comments>http://www.willieverberich.com/finance/current-interest-rates-for-online-savings/#comments</comments>
		<pubDate>Sun, 30 Sep 2007 18:05:39 +0000</pubDate>
		<dc:creator>mike</dc:creator>
		
		<category><![CDATA[Finance]]></category>

		<category><![CDATA[Saving]]></category>

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		<description><![CDATA[Emigrant Direct:
Savings Account: 4.75%
CD (6 months to 10 years): 4.55%
ING Direct:
Savings Account: 4.30% APY
12 month CD: 4.9%
HSBC Direct:
Savings Account: 4.50%
6 month CD: 4.59%

]]></description>
		<wfw:commentRss>http://www.willieverberich.com/finance/current-interest-rates-for-online-savings/feed/</wfw:commentRss>
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		<title>Retirement Options for Self Employed Part 1 - SEP IRA</title>
		<link>http://www.willieverberich.com/business/retirement-options-for-self-employed-part-1-sep-ira/</link>
		<comments>http://www.willieverberich.com/business/retirement-options-for-self-employed-part-1-sep-ira/#comments</comments>
		<pubDate>Mon, 24 Sep 2007 21:05:51 +0000</pubDate>
		<dc:creator>mike</dc:creator>
		
		<category><![CDATA[Business]]></category>

		<category><![CDATA[Retirement]]></category>

		<category><![CDATA[Small Business]]></category>

		<category><![CDATA[self employed]]></category>

		<guid isPermaLink="false">http://www.willieverberich.com/business/retirement-options-for-self-employed-part-1-sep-ira/</guid>
		<description><![CDATA[Being self employed is about more than just sticking it to the man. You are your own boss. You have the freedom to take control of your business, make the decisions, and ensure the safety of your own future. This article, spanning several parts, will give you the down and dirty details on each of [...]]]></description>
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		<title>Shopping - Start a Shopping Fund</title>
		<link>http://www.willieverberich.com/saving/shopping-start-a-shopping-fund/</link>
		<comments>http://www.willieverberich.com/saving/shopping-start-a-shopping-fund/#comments</comments>
		<pubDate>Tue, 18 Sep 2007 14:00:12 +0000</pubDate>
		<dc:creator>mike</dc:creator>
		
		<category><![CDATA[Household]]></category>

		<category><![CDATA[Money]]></category>

		<category><![CDATA[Saving]]></category>

		<category><![CDATA[Shopping]]></category>

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		<description><![CDATA[With the biggest shopping season of the year quickly approaching, will you be ready? With a mere few months before Christmas and even less time before Black Friday, this would be a good time to start putting some money back.
Start a &#8220;Shopping Fund&#8221;
If you are prepared, the holiday shopping season can be a delightful experience. [...]]]></description>
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		<title>Setting Goals - 21 Days to Form a Habit</title>
		<link>http://www.willieverberich.com/tips/setting-goals-21-days-to-form-a-habit/</link>
		<comments>http://www.willieverberich.com/tips/setting-goals-21-days-to-form-a-habit/#comments</comments>
		<pubDate>Mon, 17 Sep 2007 16:35:51 +0000</pubDate>
		<dc:creator>mike</dc:creator>
		
		<category><![CDATA[Goals]]></category>

		<category><![CDATA[Tips]]></category>

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		<description><![CDATA[Experts and self-help gurus alike all agree that if the average person does something for 21 days then it will become a habit. You should use this to your advantage if there is something that you are wanting to change or something new that you are wanting to start. Set your goals so that they [...]]]></description>
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