Current Interest Rates for Online Savings
Emigrant Direct:
Savings Account: 4.75%
CD (6 months to 10 years): 4.55%
ING Direct:
Savings Account: 4.30% APY
12 month CD: 4.9%
HSBC Direct:
Savings Account: 4.50%
6 month CD: 4.59%
Retirement Options for Self Employed Part 1 - SEP IRA
Being self employed is about more than just sticking it to the man. You are your own boss. You have the freedom to take control of your business, make the decisions, and ensure the safety of your own future. This article, spanning several parts, will give you the down and dirty details on each of the options that you have for retirement.
SEP-IRA
Short for Simplified Employee Pension Individual Retirement Account, a SEP-IRA is a simple alternative that is treated much like a regular IRA, but has advantages over some of the other options.
Continue reading Retirement Options for Self Employed Part 1 - SEP IRA
Shopping - Start a Shopping Fund
With the biggest shopping season of the year quickly approaching, will you be ready? With a mere few months before Christmas and even less time before Black Friday, this would be a good time to start putting some money back.
Start a “Shopping Fund”
If you are prepared, the holiday shopping season can be a delightful experience. Black Friday itself is a wonderul excuse to shop opportunity to buy winter clothes or even finish (or start?) your Christmas shopping. If you do not already have money set aside for clothes and other kinds of shopping, now would be a great time to start!
